In this page you will find the most common used words/phrases from HYIP industry.
HYIP – a high-yield investment program. Wikipedia article over here.
Compounding – part of your interest is reinvested back to „initial investment” in case to generate more profit. Never use compounding for any deposit.
RCB – also known as refback, when you place deposit under some RCB monitor what pays you back commission what he has received from your deposit.
Alexa – also known as Alexa rankings, is semi-valid rankings what HYIP people use to check how popular is some given HYIP website.
Domain – domain is the website name what you see in your internet browser.
Hosting – is the place where website physically is located, usually it is some server from some HYIP hosting.
SSL Encryption – is an encryption what encrypts data/connection between your computer and HYIP website, so no one can capture your passwords or other information what you are exchanging.
DDOS Attack – it is when some party (usually hackers) flood website with countless requests and for that time website is not accessible.
ROI – return of investment – is how much profit your investment will return. Wikipedia article over here.
Black December – period when usually scams big part of HYIPs (before the Christmas).
Break even – it is the point when you earn back your invested money and after that all the rest is your profit. Wikipedia article over here.
Referral program – also known as affiliate program, is program what says how much you will earn from the person what you attract to the program.
Payment processor – is payment system what allows you to invest in HYIP.
Admin – a person or a group of persons who run a HYIP.
Principal – your initial investment amount.
Calendar days – project what is paying profit 7 days per week.
Business days – also known as working days, project what is paying 5 days per week.
Monitor – website what monitors a HYIP and shows if HYIP is paying or not. Monitors does not guarantee profit!
SCAM – in world of HYIPs scam usually mean that program has stopped paying.
Manual payments – payments paid by HYIP admin with „hands” manually.
Instant payments – payments made automatically when you request them from the user panel of HYIP program.
Automatic payments – payments made automatically without requesting them.
Long term program – program what pays small interest rate daily usually for more then 100 days. Sometimes such programs offers „principal back” feature in the end of investment term.
Short term program – program what pays for relatively short period of time, usually investment plans have included interest in daily payments, for 10 till 50 days.
After-one-day program – program what have investment plans what pays after one day, like 103% after one day where 3% of that is your profit.
Piggy bank program – program what allows you to withdraw your initial investment any time.